Retirement Savings Plan Calculator

Age

Retirement Age

Salary

Extraordinary Income Year 1

Extraordinary Income Year 2

Extraordinary Income Year 3

Essential Expenses

Discretionary Expenses

Extraordinary Expense Year 1

Extraordinary Expense Year 2

Extraordinary Expense Year 3

Retirement Account Contribution

Real Investment Return (%)

Starting Retirement Account Balance

Starting Brokerage Account Balance

Social Security Benefit Reduction (%)

* Projections are for entertainment purposes only and do not represent tax or investment advice.
* Projections assume the user lives in New York City and pays income taxes as a Single filer with a standard deduction for federal and NY state income tax purposes.
* The Retirement Account is assume to be a non-taxable retirement account (e.g., a 401(k) account).
* The Brokerage Account is assumed to be a taxable account.
* For simplicity, the Projection assumes your Salary and Expenses do not increase with your Expected Inflation Rate.
* Because the Projection is in real terms, Real Investment Return shall be your Expected Investment Return minus your Expected Inflation Rate.